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Fixed Deposits

FIXED DEPOSIT SCHEME

It's time to give your money a chance to grow. Invest in Fixed Deposit.
The best investments are those that provide sufficient returns while ensuring safety. Our Fixed Deposit Scheme lets you invest your money with the certainty of a fixed interest rate and a choice of terms. Anyone looking for a low-risk investment with a predefined investment goal, our fixed rate deposit will guarantee a higher return on your money when compared to your traditional savings or transaction account.

Safe Investment

Flexible Tenure

Higher Interest Rates

Loan Facility on Your Deposit

PLAN FDP-12M17 FDP-18M17 FDP-24M17 FDP-30M17 FDP-36M17 FDP-48M17 FDP-60M17
PERCENTAGE 10% 10.5% 11% 11.25% 11.5% 12.25% 12.5%
S. No. FD Amt. 1 Yr. Mtr. Amt. 18 Mth. Mtr. Amt. 24 Mth. Mtr. Amt. 30 Mth. Mtr. Amt. 36 Mth. Mtr. Amt. 48 Mth. Mtr. Amt. 60 Mth. Mtr. Amt.
1. 1000 1100 1161 1232 1305 1386 1573 1802
2. 10000 11000 11610 12320 13050 13860 15730 18020
3. 20000 22000 23220 24640 26100 27720 31460 36040
4. 50000 55000 58050 61600 65200 69300 78650 90100
5. 75000 85500 87075 92400 97875 103950 117975 135150
6. 100000 110000 116100 123200 130500 138600 157300 180200
7. 200000 220000 232200 246400 261000 277200 314600 360400
8. 300000 330000 348300 369600 391500 415800 471900 540600
9. 500000 550000 580500 616000 652500 693000 786500 901000
10. 1000000 1100000 1161000 1232000 1305000 1386000 1573000 1802000

Terms & Conditions:

  • It is mandatory to become a member in Kaushik Laxmi Nidhi Limited to open a F.D. Account.
  • It is Mandatory to complete the KYC Norms.
  • Open an account with your choice of period from 1 Year to 5 Years.
  • Interest will be calculated on quarterly compound basis.
  • Interest amount is subject to TDS deductions as per existing income tax rules.
  • Facilities: Loan facility is available against deposits. Nomination facility is available for deposits.
  • The Member Account Holder shall surrender the F.D. Receipt/Bond/Advice and duly signed application to the company and the maturity shall be paid along with interest as per the above-mentioned Chart. No additional interest would be paid on the maturity amount, if taken after the scheduled period.
  • Interest rates are subject to change at the sole discretion of the Kaushik Laxmi Nidhi Limited.
  • Kaushik Laxmi Nidhi Limited reserves the right to alter or add to these rules at any time without any notice.