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Savings Account

SAVINGS ACCOUNT

Earn interest on your savings, open a Savings Account today & Start Savings.
The future is uncertain and you need to prepare for rainy days. Therefore, saving has become a necessity today. Save your hard-earned money at Kaushik Laxmi Nidhi Limited and transform the way you manage your money. Our Savings Account accommodates exclusive benefits and competitive rates to help you to grow your fund. Start earning up to 5.00%* p.a. on your money instantly with us.

Hassle Free Opening

Passbook & Statement Facility

Higher Interest Rates

SMS & Email Alerts

Average Monthly Balance Maintained Annual Interest Rate Applicable
Less than Rs.10000/- 4% p.a.
Rs.10000/- and above 5% p.a.

Terms & Conditions:

  • It is mandatory to become a member in Kaushik Laxmi Nidhi Limited to open a Savings Account.
  • It is Mandatory to complete the KYC Norms.
  • Savings Account is of continuing nature. There is no maximum period.
  • Loan will not be provided against the balance kept in Savings Account.
  • Interest amount is subject to TDS deductions as per existing income tax rules.
  • Interest rates are subject to change at the sole discretion of the Kaushik Laxmi Nidhi Limited.
  • Kaushik Laxmi Nidhi Limited reserves the right to alter or add to these rules at any time without any notice.